With medical expenses soaring high, the need for health insurance policies are penetrating into people’s lives. More people are opting for health insurance policies for themselves and their families.

The need for health insurance policies in India came in a little late but soon got popular among people. When the medical expenses kept on increasing, people with no health insurance plans had to mortgage or sell their property to bear the cost. The harassment of these people led to creating awareness among others too.

The government also promoted health insurance policy among the people. Young professionals opt for a health insurance policy as soon as they start earning. If you are looking for the best health insurance policy to buy, then here are a few options to consider:

1. Apollo Munich Easy Health:

Apollo Munich is one of the best Apollo Munich Health Insurance. There are multiple benefits of it such as:

  • The plan covers in patient treatment which includes Hospital expenses over the time period of more than a day.

  • It also provides a few pre hospitalization expenses that occurred 60 days before admission. Post hospitalization expenses are also covered under this insurance policy.

  • This insurance policy also covers 144 types of Day Care expenses.

  • The domiciliary treatment expenses feature of this plan allows you to get medical help at your own home without having to get admitted in a hospital. This is a special feature that makes this plan one of the best Health Insurance options in the market.

2. ICICI Lombard Complete Health Insurance- iHealth:

This is another type of Health Insurance that is considered to be one of the best options available in the market when it comes to health insurance policy. The benefits offered by this plan are:

  • It comes with some great features like cashless hospitalization, free health checkup, tax benefit on premiums, 15 days free look period, cover for emergency ambulance etc.

  • It also offers the option for lifelong renewability.

  • Day Care medical procedures are also covered under this policy.

3. Religare Health Insurance-Care:

This is another very comprehensive health insurance policy that can save you from financial crisis during a medical emergency. The benefits that this insurance policy provides are:

  • Expenses related to hospital bed charges, daycare procedures, ICU fees, domiciliary expenses, emergency ambulance charge, pre and post hospitalization costs and medical checkups are covered by the insurance policy.

  • Very few insurance policies offer coverage for domiciliary hospitalization expenses that enable you to get treatment at home. Medical treatment at home for a time period of more than three consecutive days is covered by this health insurance policy.

  • This health insurance policy has no upper age limit for entry. So a person who is even hundred years old can apply for this insurance.

4. Bajaj Allianz Health Guard:

Bajaj Allianz Insurance Company offers many innovative and great health insurance policies. The benefits that this insurance policy provides are:

  • The Bajaj Allianz health guard offers pre and post hospitalization expenses covered which include consultation charges medicine cost investigation fees etc.

  • It also offers lifelong renew ability option for the plan.

  • Cashless facility at more than 4000 hospitals across the country is offered under the plan.

5. Max Bupa Health companion:

  • The benefits provided to its customers are:

  • All hospitalization charges are covered by the insurance policy.

  • Pre and post hospitalization expenses are also included.

  • In-patient treatment up to a base sum is insured by the insurance policy.

  • There is also a feature of daily cash allowance included in the health insurance plan by Max Bupa.